Proposed Role
This interactive summary accompanies your formal offer letter on company letterhead to provide complete transparency on monthly bank credit, tax efficiency, and long-term wealth accumulation.
Zero candidate login required. No compensation, salary breakdown, or financial data is ever sent to or stored on CTCtruth servers. Document parsing and calculations run 100% inside your local browser memory. No third-party AI or external APIs receive your offer details.
Verbatim numbers extracted directly from your offer letter annexure (e.g. Basic pay, Fixed allowances).
Strict statutory math computed under Indian law (Section 115BAC, EPF 1952, Gratuity 1972).
Configurable parameters (e.g. 50% Metro vs 40% Non-Metro HRA, zero deductions under Old Regime).
Discretionary or variable items (e.g. Target performance bonus payout %, 4-year ESOP valuation).
Executive Compensation Decision Quad
Total employer outflow and stated cost-to-company, not your monthly salary.
Basic + HRA + Special Allowance (Fixed recurring cash guaranteed with zero conditions).
Estimated recurring cash deposited into your salary account each month under the New Tax Regime. · Saves ₹4,145/mo vs Old Regime
Variable bonus + PF + Gratuity + Sign-on subject to company performance & vesting.
Monthly Payslip Projection
Itemized monthly cash deductions under New Tax Regime
Compensation Radar
Visualize potential risks and clause covenants.
Gratuity provision of ₹30,769/yr is included in headline CTC, but only becomes payable upon completing 5 continuous years under the Payment of Gratuity Act 1972.
Joining bonus of ₹1,20,000 is paid upfront but subject to repayment clawback if you leave within 12 months.
Equity grant of ₹4,00,000 is PAPER VALUE, not cash. Vesting schedule: Equal 4 Years (25%/yr) (source: BENCHMARK).
Where Your CTC Goes: Rupee Flow Waterfall
Transparent breakdown from total CTC down to your final bank credit.
Live Take-Home Simulator
Simulate realistic performance bonus realization, employee PF contribution choices, and tax regime deltas in real-time.
4-Year Equity & Wealth Accumulation
Projected stock / ESOP value vesting across your 4-year tenure.
Indian ESOP Taxation Note (Section 17(2)):
Per Indian Income Tax rules, perquisite tax is only levied when you exercise vested options into shares (based on FMV minus exercise price). When you eventually sell those shares in a secondary or IPO liquidity event, capital gains tax applies on the appreciation.
Sign-On Bonus & Transition Terms
Retention & Clawback Period
As standard in tech employment agreements, sign-on bonuses typically have a 12-month retention period. If you complete the retention period, 100% of the bonus is yours to keep permanently.
Company Benefits & Total Rewards
Comprehensive provisions and protections provided alongside your compensation.
Model a Counter-Offer or Package Trade-Off
Simulate tradeoffs between guaranteed base salary, sign-on bonus, and variable pay. See real-time monthly take-home deltas and generate an executive negotiation pitch.
Statutory Line-Item Breakdown
Exact audited numbers compliant with FY 2026-27 statutory acts.
Ready to Respond to this Offer?
Confirm your decision or connect directly with the hiring team.
Need a hard copy or want to verify the calculations?
You can print or save this executive total rewards summary as a PDF, or inspect the numbers in the full interactive analyzer.